‘HMO’ Model Needed for Cyber Insurance

Cybersecurity insurance for businesses should draw on the lessons and benefits of a health maintenance organization, recognizing the constant nature of cyber attacks and the need to incentivize “healthy behavior”, said Public Policy partner Brian E. Finch. “Following on the health care analogy, cyber insurers should view their policies through the lens of a health insurer model and not a general liability or casualty policy. In my mind, it follows then that cyber insurers should develop cyber policies using a ‘HMO’ model.” Click here to read the full article (subscription required).