This article was originally published in the New Jersey Law Journal on October 4, 2013.

Superstorm Sandy devastated the east coast last Oct. 29, causing billions of dollars of damage to New Jersey. As a result, businesses suffered extensive property and economic damages, including damage to their buildings and contents and business interruption losses. Policyholders turned to their insurance carriers, thinking that they had coverage, but soon learned that they did not have the coverage they thought they had.

The one-year anniversary of Sandy is almost here. Insureds must carefully review all applicable policies to assess and evaluate coverage, and watch out for any “service of suit” limitations that may prescribe the period in which a suit can be brought against the insurer.

Download: Maximizing Recovery for Superstorm Sandy Claims