Expanding the Boundaries of Coverage in the Face of Evolving Risks

Advances in technology, social change, new regulations—developments like these challenge companies’ risk-mitigation efforts and insurance programs. As the articles in this newsletter illustrate, Pillsbury’s Insurance Recovery & Advisory group provides guidance at the forefront of emerging risks. How does insurance apply to acts by artificial intelligence? Are smart contracts smart enough to work in the insurance industry? How can existing insurance policies—and new ones—be wielded to limit the losses from cybersecurity breaches? Implementation of the EU’s General Data Protection Regulation (GDPR) and enhanced awareness brought about by the #MeToo movement may require re-evaluation and modification of policies and coverages. Pillsbury’s IRA Group also continues to push the boundaries of insurance recovery issues, such as identifying D&O insurance coverage for statutory appraisal proceedings and strategies for maximizing available insurance coverage for sublimited losses. In this edition, we tackle these topics and more, with additional insights available on our blog (PolicyholderPulse.com), and Twitter (@PHPulseLaw).

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