Andrew Caplan practices at the rapidly evolving intersection of financial services and technology, representing a large range of clients—from FinTech start-ups to Fortune 100 companies—on sophisticated regulatory matters and technology transactions.

Andrew, a member of the firm’s Global Sourcing and Consumer Finance Regulatory practices, regularly advises financial and non-financial entities on technology-driven commercial transactions such as outsourced service arrangements, transition service agreements, and software/technology licenses. As a compliment to his transactional practice, Andrew is an authority on the consumer financial and privacy regulations that impact financial institutions and their technology partners. In particular, Andrew has worked consistently on matters involving the Federal Consumer Financial Protection Bureau since the Bureau’s 2011 inception, with an emphasis on the lending, deposits, payments, and consumer reporting spaces. Andrew frequently combines his knowledge of commercial transactions and financial regulations to assist clients in emerging financial technology businesses in structuring novel product offerings and negotiating strategic supplier relationships. These engagements often raise “first impression” legal issues, due to the uniqueness of the clients’ business models.

Representative Experience

Represented a household-name market research and technology company in structuring, negotiating, and documenting a multi-billion dollar, multi-national, outsourced technology infrastructure and business process services transaction.


Represented a global financial institution in negotiating and documenting a series of strategic technology licensing and services agreements in connection with the launch of its online deposits and lending platform.


Advised numerous disrupters in the FinTech arena, including virtual currency and blockchain solution providers, marketplace lenders, and alternative data and consumer reporting companies, among others, in structuring novel product offerings and documenting strategic relationships in light of U.S. financial regulatory and privacy requirements.

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  • Defended a leading payments company in a time-sensitive regulatory examination by the CFPB, requiring an end-to-end review (and remediation) of the company’s advertising collateral and marketing materials.
  • On a pro bono basis, assisted indigent tenants in enforcing their rights under District of Columbia Law to enjoy sanitary housing conditions.

Professional Highlights

Member of the International Association of Privacy Professionals and American Bar Association Business Law Section.

Education

  • J.D., The George Washington University Law School, 2011
    The George Washington International Law Review

    B.A., Tufts University, 2007
    cum laude

Admissions

  • District of Columbia

    New York